If you sell anything, letting customers pay on your site removes friction and captures sales you’d otherwise lose. Here’s how it works in India.
What you need
- A payment gateway (the service that processes cards, UPI, netbanking).
- A way to trigger payment on your site — a checkout, a payment link, or a form.
- A bank account for settlements.
Popular options in India
Gateways like Razorpay, PayU, Cashfree and others support UPI, cards, netbanking and wallets. UPI is essential — it’s how most Indian customers prefer to pay.
What it costs
Gateways typically charge a small percentage per transaction (often around 2%). There’s usually no big upfront cost for a basic setup.
Simple vs full ecommerce
- Payment links / a single product — quick, minimal build.
- Full store — catalogue, cart, inventory, order management.
Match the setup to how much you sell. Don’t build a full store for one product.
Don’t forget
- Security — use the gateway’s hosted checkout; never handle raw card data yourself.
- Clear pricing and refund policy — builds trust and reduces disputes.
- Mobile checkout — most payments happen on phones.
The takeaway
Taking payments online is easier and cheaper than most people think — the key is choosing the right depth of setup. At Vystra we integrate payments cleanly and securely, matched to how your business actually sells.